Position: Credit Risk Officer with a focus on the Trade and Commodities Finance portfolio

A leading global financial institution with operations across continents, including Switzerland, is currently seeking a Credit Risk Officer to strengthen its Credit Risk team.

The Swiss branch of this institution has experienced rapid growth, particularly in Trade and Commodity Finance, as well as general industries, catering to both large Swiss Corporates and local branches of international companies. The local commercial activities are supported by a dedicated team of skilled credit risk officers, ensuring a comprehensive risk management approach. The Credit Risk team operates within the local Risk Organization, alongside Compliance and Operational Risk, and is divided into teams focusing on various client segments, including TCF clients, Corporate clients, and ESG risk.

Tasks and responsibilities: • Performs an in-depth analyst on the credit applications submitted by account management, including financial analysis, business risk, structure risk, country risk, etc. • Proactively shares the risk appetite with the account management function to maintain a common risk culture, including providing guidance on the structuring of the facilities (covenants, tenors). • Maintains an active dialogue with account management on portfolio management, client development (early warning indicators, join client meetings) and upcoming proposals. • Provides a written credit opinion (1 page) during the credit application process to local and/or global decision makers highlighting the key risks, mitigants and suggestions to improve the request. • Ensures the quality and consistency of the credit applications and checks the compliance of the application versus banks’ credit policies. • Reviews legal documentation in consultation with Legal, ensures the post-approval follow-up and reviews/approves the risk ratings. • Participates in projects (internal, regulatory) and deliverables (reporting, audits).

Qualifications and competencies: • Master’s degree in accounting, finance, econom(etr)ics, international business. CFA preferred. • At least 5 years of experience in banking in the domain of credit risk or similar function (like lending analyst or account management). • Strong knowledge of corporate banking concepts, loan documentation and credit analysis. • Good knowledge of trade finance, financial markets, and lending products. • Very high degree of integrity. • Ability to work under pressure and within tight deadlines. • Strong analytical and critical thinking skills. • Team player who listens and contributes to the success of others. • Ability to build effective relationships with stakeholders (account management, head office). • Fluent in English, and preferably French.

Location: Geneva, Switzerland.

If you are interested in this position, send us an updated version of your CV at l.maniscalco@lextonstanley.com.

Each application is treated with the strictest confidentiality